Kelly Jepsen

As families prepare for the back-to-school season, it’s not just about new routines, school supplies, and busy schedules—it’s also the perfect time to think about the future. September is Life Insurance Awareness Month, a reminder that protecting your loved ones is one of the most important steps in looking ahead. Just as education helps prepare children for what lies ahead, life insurance helps ensure their dreams can continue, no matter what life brings. This season, take a moment to put safeguards in place so your family is covered—today and for years to come.

✅ Review your current coverage – Make sure your policy still meets your family’s needs.

🏠 Consider life changes – Marriage, children, new home, or career shifts often require updated coverage.

📊 Check your beneficiaries – Ensure the right people are listed and details are up to date.

💵 Evaluate affordability – Policies may be more affordable than you think; compare options.

👩‍👩‍👧‍👦 Think about your loved ones’ future – Education costs, housing payments, and daily expenses should be factored in.

🗓️ Schedule an annual check-in – Treat life insurance like a health check-up; revisit it regularly.

📞 Talk to a professional – An advisor can help tailor coverage to your goals.

💡 Start sooner rather than later – The younger and healthier you are, the easier and more cost-effective it is to secure coverage.

Welcome to the Kelly Jepsen State Farm Agent office in Houghton, MI! With over 28 years of

experience in the insurance industry, I am deeply passionate about helping individuals and

families make thoughtful and informed decisions about their insurance needs. My journey with

State Farm began in 1996, and in 2001, I was honored to return to my hometown to carry on my

father’s 40-year legacy as a State Farm agent. This rich family history has shaped my career and

inspired my dedication to providing compassionate service and support to our communities. With

the renewed energy of the season, I am eager to connect with you.

Our team proudly serves all of Michigan, including Mohawk, Dollar Bay, and Atlantic Mine.

Whether you're a new driver exploring Auto Insurance or considering Life Insurance for your

family, we aim to make the process simple and approachable. If you're going on a road trip, we

provide RV and Motorcycle Insurance, and Boat Insurance is available for weekends at the lake.

We also offer State Farm’s Home Insurance for homeowners, Renters and Condo Insurance for

those settling into a new place, and Pet Insurance for furry family members.

Beyond insurance, I’m deeply connected to the community and take pride in giving back to the

place that has given me so much. I’m actively involved in the Houghton Rotary Club, where I have

the opportunity to support meaningful local initiatives and make a positive impact in our

community. My husband, who was my high school sweetheart, and I are proud parents of two

wonderful children and pet parents to four beloved grand-pups. Outside the office, I enjoy

spending time with my family, especially during the summer months when we can make the most

of the long days with activities and adventures. I also enjoy cooking, baking, gardening and cheering on our

local sports teams.

My team and I strive to provide a welcoming and personalized experience for our Good Neighbors,

whether you visit us in person, call, or connect online. Thank you for considering us for your

insurance needs. We look forward to working with you this season and beyond!